Compass offers best-in-class risk analytics, hedging and trading tools to support everything from assignment of trade, to co-issue, true best-ex for servicing (loan-level MSR vs. SRP) and simplified workflows – Compass delivers a robust, end-to-end solution for lenders of all sizes.
From pricing to investor funding, Compass provides the tools secondary market professionals need to manage pipeline risk, orchestrate trading and achieve best execution.
Compass solutions provide the market intelligence investors need to quickly and efficiently bid and buy the right loans at the right price. Whether trading individual loans, pools, or bidding in the mini-bulk market, Compass investor tools enable enhanced control of products and pricing, shadow bidding to help grow market share, comprehensive bid color, and support for niche markets like non-QM and CRA lending.
Compass offers one of the industry’s most robust MSR valuation models that is employed by servicers to value over 95% of conventional and government servicing assets in the market today. Analysts can utilize multiple assumption sets to value portfolios on a loan or aggregate level, using static or OAS valuations. The analytics provide loan-level adjusters to all valuation models and include integration to industry standard prepayment models.
When value is at risk, CompassCapture℠ identifies loans or leads that are at risk of trading away or being pursued by other lenders. CompassCapture provides rigorous analysis that helps sales teams by applying the CompassPoint℠ modeling and pricing engine capabilities to evaluate all loan scenarios.
CompassPPE℠ keeps originators ahead of the market with an intuitive user interface, mobile-responsive pricing and lock desk technology. Compass technology delivers efficient product management, pipeline transparency, dynamic margins, best-ex pricing, plus exception workflow and lock automation – providing a more digital mortgage experience for sales managers, loan officers and consumers. Whether stand-alone or fully-integrated with CompassPoint, one of the industry’s leading pipeline risk management platforms, CompassPPE empowers secondary marketing teams to be more responsive, supporting sales in consistently delivering comprehensive products at a competitive price.
Drawing on CompassPPE technology, CompassCapture provides loan- or lead-specific analytics to help retail, consumer direct, or retention sales people to attract and close more deals.
580 California Street
San Francisco, CA 94104
2 Wisconsin Circle
Chevy Chase, MD 20815
Irvine, CA 92618